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Brother, can you spare a nickel?
For roughly half of American households they answer is “barely,” according to the results of a new survey by Bankrate.com. About half reported they are setting aside no more than 5 percent of their income in savings. One in five said they’re not even able to save a penny.
The highest savings rates were reported by those in the middle of the income ladder; more than a third of households earnings between $50,000 – 75,000 said they’re saving more than 10 percent of their incomes, a higher rate than those in the highest-income bracket. Continue reading